Finance

We are pleased to have partnered with Pay4Later to offer our customers 12 Months Interest Free Finance (0% APR) or 24 Months Low Rate Credit (9.9% APR) on selected orders over the value of £500.

Pay4Later provide a simple application form for you to fill in online, with no paperwork to sign and an instant decision.

How To Apply

To apply, add products over the value of £500 to your basket. On the basket page, simply click 'Apply For Finance', check the value of your order and fill in the online Pay4Later finance application form. The form only takes a few minutes to fill in and Pay4Later will give an instant decision in the majority of cases. You can sign the form digitally with no need to wait for paperwork through the post. Applications that are approved and have had the deposit paid by 2:30pm on a normal weekday will usually be despatched the same day. Please see delivery information.

Finance orders must be sent to the home address provided in the application and cannot be sent to an alternative address.

Example - 12 Months Interest Free Credit (0% APR)

A product costing £539 can be purchased using the Pay4Later finance option with a deposit of £53.90 and 12 monthly payments of just £40.42.

Monthly Payment	£40.42
Cash Price	£539.00
Deposit to Pay	£53.90
Loan Amount	£485.10
Loan Repayment	£485.04
Cost of Loan	£0.00
Total Amount Payable	£539.00
Number of Monthly Payments	12

Example - 24 Months Low Rate Credit (9.9% APR)

A product costing £1685 can be purchased using the Pay4Later finance option with a deposit of £168.50 and 24 monthly payments of just £69.61.

Monthly Payment	£69.61
Cash Price	£1685
Deposit to Pay	£168.50
Loan Amount	£1516.50
Loan Repayment	£1670.64
Cost of Loan	£154.14
Total Amount Payable	£1839.14
Number of Monthly Payments	24

Finance only available to residents of mainland UK and Northern Ireland. (Not Channel Islands or Isle of Mann)

Consumer credit service provided by Pay4Later in association with Moneyway and Logical Finance. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please visit http://www.pay4later.com/.

Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/

Logical Finance is licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.logicalfinance.co.uk/

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